See secured claims and their status
Filings by debtor with secured party, collateral scope, dates, amendments, and active or lapsed status.
LeadX for Risk & Underwriting
Business risk and underwriting data in one profile.
Check whether a business is real and operating, what secured claims already exist against it, and what its public reputation looks like — assembled into a single reviewable record.
Screening a business means reconciling sources that rarely agree.
Registrations, filings, reviews, and web presence each tell part of the story and usually live in separate systems. LeadX resolves them to one company entity so an analyst can see existing liens, corroborate that the business is operating, and document the check without moving between four tools.
What You Get
Built around the decision you are actually making.
Corroborate the operating business
Registrations, firmographics, website, and location data confirm a business is real and active.
Add third-party signal
Google review counts and ratings, plus BBB accreditation and complaint context.
Produce a reviewable record
Export the assembled profile or pull it through the API into an internal risk workflow.
Where It Fits
Workflows this data supports.
Pre-funding screening
Assemble filings, registrations, and reputation before capital is committed.
Collateral research
Inspect what is already pledged and to whom, and whether the filing is live.
Portfolio surveillance
Watch existing accounts for new filings, amendments, and terminations.
Fraud and existence checks
Corroborate that an applicant matches a real, operating business.
Common Questions
Questions from risk & underwriting teams.
What data is used to screen a business for risk?
Commonly four inputs: state registrations to confirm the entity exists, UCC filings to establish existing secured claims, reputation signals such as Google reviews and BBB records, and firmographics and web presence to corroborate that the business is operating. LeadX resolves these to one company record.
How do I check what liens exist against a business?
Run a debtor search on UCC filing data. The result lists each filing with its secured party, collateral description, filing and lapse dates, amendment history, and whether it is active, lapsed, or terminated.
Does a UCC filing mean a business is in financial distress?
No. A filing simply records that a creditor perfected a security interest, which is routine for equipment leases and asset-backed lending. What matters for risk work is the pattern: how many filings, against what collateral, held by whom, and whether they are still active.
Can this replace a credit bureau report?
No. LeadX provides public-record, firmographic, and reputation data used to research and prioritise. It does not provide consumer credit reports or scores, and it is not a consumer reporting agency. Underwriting decisions should rest on your own policy and the appropriate regulated sources.
Can risk data be pulled into our own systems?
Yes. Company, filing, review, and BBB data are available through the REST API and enterprise bulk delivery for teams running internal scoring or case-management workflows.
Which public records does LeadX draw on?
UCC filings from state filing offices, Secretary of State business registrations, Better Business Bureau records, and Google review data, combined with firmographics and website intelligence. Each is attached to the same resolved company record so an analyst reviews one profile rather than four sources.