Find businesses with borrowing history
Companies with existing filings have shown they finance. Search by filing recency, collateral, and lender to find them.
LeadX for Banks
Account intelligence for commercial banking teams.
Help relationship managers find businesses in their market, prepare for borrower conversations, and review financing activity across commercial accounts.
Give relationship managers and credit teams a shared business profile.
Banks need a clear picture of the businesses they serve. LeadX connects company records, UCC filings, operating signals, and contacts so commercial teams can research prospects, prepare for credit review, and track filing activity across existing relationships.
What You Get
Built around the decision you are actually making.
See existing liens before you commit
Review filing status, collateral scope, and secured parties to understand where a new facility would sit.
Confirm the business is operating
Firmographics, web presence, Google reviews, and BBB signals corroborate that a borrower is real and active.
Reach the signer, not the switchboard
Owner, CFO, and controller records with verified email and mobile arrive with the company.
Where It Fits
Workflows this data supports.
Commercial relationship prospecting
Build lists of businesses with demonstrated financing behavior in your target markets.
Pre-underwriting research
Pull filings, collateral, reputation, and firmographics before an application is worked.
Portfolio monitoring
Track new filings against existing borrowers as an early signal of additional leverage.
Relationship expansion
Research company profiles and financing history before discussing additional banking needs with business owners.
Common Questions
Questions from commercial banking teams.
What data do lenders use to find and qualify borrowers?
Typically four layers: firmographics to confirm the business is real and sized correctly, public filings to see existing secured debt, reputation signals such as Google reviews and BBB records to sanity-check operations, and contact data to reach the signer. LeadX provides all four against the same resolved company record.
How do I find businesses that are actively borrowing?
Search UCC filings by date, collateral, and geography. A business with recent filings has demonstrated it finances assets and works with lenders, which is a stronger signal than firmographics alone.
Can I see what liens are already against a company?
Yes. A debtor search returns the filings against a business, with secured party, collateral description, filing dates, amendment history, and current status — so you can see whether a lien is active, lapsed, or terminated before extending credit.
Can I monitor existing borrowers for new filings?
Yes. Filing activity against a company you have already lent to can indicate additional leverage or a competing lender. Filings can be tracked in the platform or pulled through the API into your own monitoring workflow.
Is UCC data enough to underwrite a loan?
No, and it is not meant to be. Filing data establishes who holds security interests and when they were perfected. It is a research and prioritization input that sits alongside financials, bank data, and your own credit policy — not a substitute for them.
Can I search by collateral type to match my credit box?
Yes. Filings can be filtered by collateral description and by structured asset classification, so you can restrict a search to the asset classes you actually lend against and exclude the ones you do not.